Do you find yourself stuck in a vicious cycle of debt and spending? Do you start the month with paying your debts and end up living off your credit card as the month’s end approaches? Is the word “savings” nothing but a wistful dream for you? If yes, then you need to stop using your credit card right away!
Sound extreme? Absolutely! Sound overwhelming? Correct again!
Cutting yourself off from using your credit card in one fell swoop may be difficult for some to embrace, but the root of the difficulty may not actually be the credit card itself but rather what the credit card represents for you. If you are dependent on a credit card, then take a look in other areas of your life wherein you are dependent upon someone else that perhaps isn’t a healthy dependency…
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